What is defined as a direct source in disability insurance?

In the context of disability insurance, a direct source refers to the payments made to the insured individual who is unable to work due to a disability. This type of payment is designed to replace a portion of the income that the insured would otherwise have earned if they were able to continue working.

Disability insurance is intended to provide financial support during the period of disability, helping the insured meet their daily living expenses and maintain their standard of living. By receiving direct payments, the insured can focus on recovery without the additional financial burden that a loss of income would otherwise impose.

The other options reflect different types of payments that might be relevant in broader financial support contexts but do not define a direct source in disability insurance as precisely as payments made to the insured do. Payments to dependants, government assistance, and medical expenses, while important components of an overall support strategy, do not pertain to the direct financial compensation received by the insured person themselves.