What occurs if a person recovers 30 days into their 60-day waiting period?

When a person is subjected to a waiting period in an accident and sickness insurance policy, it is common for the insurance terms to stipulate that if the individual recovers during this waiting period, any subsequent reoccurrence of the disability would require the insured to complete the remaining waiting period again.

In this scenario, if the individual recovers after 30 days of a 60-day waiting period, they effectively have experienced part of the waiting period but have not completed it. If they suffer another disability after recovering, the policy would typically dictate that they need to wait an additional time period—specifically, 30 more days—to become eligible for benefits again. This reflects the idea that benefits are available only after the full duration of the waiting period has been satisfied for that specific claim or instance of disability.

Therefore, the answer accurately indicates that if a person's disability recurs, they must fulfill the waiting period requirement anew, which aligns with standard practices in the administration of waiting periods in accident and sickness insurance.