Which of the following is true of the waiver of premiums after a 90-day waiting period?

The correct choice highlights that reimbursement of premiums during the waiting period may occur. In many insurance policies, a waiver of premiums provision allows the insured to stop paying premiums once they have been disabled for a specified period, often set at 90 days.

During this waiting period, if the insured becomes disabled and fulfills the conditions outlined in the policy, they might have their premiums reimbursed for the upfront costs paid during this time. This provision acknowledges the hardship individuals face when unable to work due to illness or injury and ensures that their coverage remains intact without financial strain.

While other options suggest ongoing premium deductions or different criteria for premium payments, they do not align with the typical structure of waiver of premium provisions. The intent of waiving premiums is to alleviate the financial burden on the insured during their recovery period, thereby making the reimbursement of premiums during the waiting phase a sensible interpretation of this policy feature.