Which of the following is NOT a source of disability income?

Homeowners insurance is primarily designed to cover losses related to property damage and liability to others. It is not structured to provide income replacement for individuals who become disabled and cannot work. Disability income sources are intended to offer financial support to individuals during a period when they are unable to earn income due to illness or injury.

In contrast, individual plans, credit insurance, and workers' compensation specifically address income loss due to disability. Individual plans offer disabled individuals a portion of their income directly through disability insurance policies. Credit insurance can also provide coverage in the event of disability, ensuring that debts are paid in case the insured cannot work. Workers' compensation provides benefits to employees who suffer work-related injuries or illnesses, compensating them for lost wages during their recovery.

Since homeowners insurance does not fit into the category of income protection, it is indeed not a source of disability income.