Which type of insurance typically covers a broad range of accidents and health issues?

Health insurance is designed to cover a broad range of medical expenses related to health issues, including hospital stays, outpatient services, prescription medications, and preventive care. This type of insurance addresses both acute illnesses and chronic health conditions, providing financial support for various healthcare needs.

In contrast, life insurance primarily provides a death benefit to beneficiaries and does not cover health-related expenses incurred during the insured's lifetime. Accident insurance focuses specifically on costs associated with accidental injuries rather than a wide range of health issues. Disability insurance provides income replacement in the event that a person becomes unable to work due to a disability, but it does not typically offer coverage for all medical expenses related to general health.

Health insurance stands out because it encompasses a comprehensive scope of health-related concerns, ensuring that individuals have financial protection and access to necessary medical care.